Privacy Notice November 2010
OUR PRIVACY POLICIES AND PRACTICES
In addition, when state privacy or other laws may require greater protections of customer information, or as provided by the federal Gramm Leach Bliley Act, Auto Insurance Specialists will comply with those requirements.
You may request access and amend your personal information:
You may request access to the personal information that we record about you. The request may include the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within two (2) years prior to your request. Your request may also include the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your request may also include making corrections, amendments or deletions of any information in our possession. The procedures that you must follow to request access to or an amendment of your information are as follows:
To obtain access to your information: You should submit a request in writing to:
Auto Insurance Specialists
Attention: Privacy Officer
PO Box 6507
Artesia, CA 90702
The request should include your name, address, telephone number, and the recorded information to which you would like access. The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you within thirty (30) business days to arrange for providing you with the access or the copies that you have requested.
To correct, amend, or delete any of your information: You should submit a request to the address above.
The request should include your name, address, telephone number, the specific information in dispute, and the identity of the document or record that contains the disputed information. Upon receipt of your request, we will contact you within thirty (30) business days to notify you either that we have made the correction, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have an opportunity to challenge.
For each visitor to our web page, our web server automatically recognizes only the domain name, not the e-mail address (where possible).
We collect only the domain name; the e-mail addresses of those who communicate with use via e-mail; aggregate information on what pages consumers visit; and information volunteered by the consumer, such as quote requests, survey information and or site registrations.
The information we collect is not shared with other organizations for commercial purposes. All information that we collect will be used to:
- Provide insurance quotes requested by consumers, based on the information they have supplied.
- Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.
- Improve the content of our web page and to notify consumers about updates to our web site.
Safeguarding Personal Information
We restrict access to non-public personal information about you to those employees and others who need such information in order to provide products or services to you. Their right to further disclose and use the information is limited by our code of conduct, applicable law and disclosure agreements where appropriate. We maintain physical, electronic, and organizational safeguards that comply with applicable regulatory standards to guard your non-public personal information.
Our systems are configured to provide privacy, integrity, and authentication in Internet communications. The security measures we have taken help ensure that your data, if submitted to this site, is secure and encrypted, so that a third party cannot capture, read or access the information while it is in transit between your computer and our system.
STATE SPECIFIC REFERENCES
For Minnesota Residents
The disclosure of personal information among Auto Insurance Specialists and affiliates is authorized under the Minnesota Insurance Fair Information Report Act, § 72A.502, subdivision 8, which allows for disclosure without written authorization where i) the personal information is used for a limited purpose and ii) the affiliate agrees not to disclose the information for any other purpose or to unaffiliated persons.
For Montana Residents
The disclosure of personal information among Auto Insurance Specialists and affiliates is authorized under Montana's Insurance Information and Privacy Protection Act, MCA 33-19-306 (12)(a) and (b), which allows for disclosure without written authorization where i) the personal information is used in connection with an audit or to enable Auto Insurance Specialists to perform an insurance function and ii) an appropriate agreement is executed with the affiliate to limit the affiliate's use and disclosure of the personal information.
For New Mexico Residents
We may disclose personal information among Auto Insurance Specialists and affiliates without written authorization pursuant to New Mexico's Privacy Rule, 126.96.36.199 through 188.8.131.52 NMAC. However, any such disclosure will be only to the extent necessary to effect, administer or enforce a transaction that you have requested or authorized.
For North Dakota Residents
NDCC 26.1-02-27 permits Auto Insurance Specialists to disclose personal information pursuant to NDCC 45-14-01-11, which sets forth North Dakota's rules promulgated in accordance with NAIC's Privacy of Consumer Financial and Health Information and allows for disclosure where appropriate opt-out notice and opportunity has been given.
For Vermont Residents
Auto Insurance Specialists is authorized to disclose personal information under Vermont's Privacy of Consumer Financial and Health Information Regulation Article IV, Sections 14(A), (B) and (C), which provide an exception to the general "opt-in" rule where Auto Insurance Specialists executes an appropriate agreement with the third party limiting use and disclosure of such personal information. Auto Insurance Specialists is further authorized to disclose personal information under Sections 15(A) and (B) which provide an exception to the "opt-in" requirement where the disclosure of personal information is necessary to affect, administer or enforce a transaction that the customer authorizes. Our release of personal information is also authorized where permitted by law under Section 16(A).
(CA Insurance Lic 0F51713)